Insurance is all about risk: the riskier the policyholder the higher the bike insurance premium. And motorcyclists are certainly risky. They might make up only 1% of the road traffic, but statistics show that they suffer 20% of the fatalities.
insurers take into account a number of factors when they calculate premiums for motorbike insurance, such as your age, occupation and address. Of course, you can do nothing about your age and you are unlikely to change your job or move house for the sake of your insurance. But we have put together a selection of money savings tips for the modern motorcyclist to keep down the cost of bike insurance cover.